[LTC-Sales_Discussions] Fw: LTC E-Alert #3-058--How LTCI Reduces Elder Abuse

[Barbara Hanson]

Here is the real reason for LTC insurance-and a great6 mailing list to keep
you professionals MOTIVATED!
----- Original Message -----
From: Center for Long-Term Care Financing <ltcbullets@centerltc.org>
To: <Recipient list suppressed>
Sent: Thursday, October 30, 2003 10:07 AM
Subject: LTC E-Alert #3-058--How LTCI Reduces Elder Abuse


> LTC E-Alert #3-058--How LTCI Reduces Elder Abuse
>
> Thursday, October 30, 2003
>
> LTC Comment:  Never doubt for a moment that long-term care insurance
> reduces elder abuse.  The primary cause of elder abuse is caregiver
> burnout.  Too often, people explode and strike out when they can no longer
> withstand the emotional, physical and financial strain of providing
> long-term care.  It happens in long-term care facilities, but as the
> following news items states, it happens much more often at home and by
> family members.  In either setting, the underlying cause is the
> same:  inadequate financing of long-term care.  Most institutional
> long-term care is provided in Medicaid-financed nursing homes at
> reimbursement rates less on average than the cost of providing the
> care.  Such nursing homes cannot afford to offer salaries sufficient to
> attract enough qualified and responsible caregivers.  When care is
provided
> for free by family in the home, the caregivers need professional help and
> respite care to relieve the pressure and prevent burnout.  In either case,
> Medicaid nursing homes or family caregiving, long-term care insurance is
> the solution, helping nursing homes with their cash flow and empowering
> families to purchase adult day care, respite care and professional
assistance.
>
> ------------------
>
> "LTC Daily Analysis Briefs Senate Hearing Addresses Elder Abuse in
> Families  WASHINGTON, DC -- 10/21/2003 -- (Eli Digital) The Senate Special
> Committee on Aging yesterday held a hearing to examine elder abuse within
> families.  While abuse of residents at long-term care facilities makes
> headlines, most perpetrators of elder abuse -- 61.7 percent -- are members
> of the victim's family.  Getting an accurate picture of the problem is
> complicated by the fact that an estimated 84 percent of elder abuse goes
> unreported.  Among those testifying at the hearing were a prosecutor, a
> police officer, policy experts and a 66-year-old woman who was drugged and
> financially exploited by her son and daughter-in-law.  For more
information
> on the event and to read prepared testimony, click
> here."
> http://aging.senate.gov/index.cfm?Fuseaction=Hearings.Detail&HearingID=36
>
> Source:   LTC Daily Analysis Briefs, October 21, 2003, prepared by
> http://www.eliresearch.com/ for http://www.snalfnews.com/
> http://www.snalfnews.com/AnalystNews.cfm?id=3377
> ------------------
>
> "LTC E-Alerts" are a feature offered by the Center for Long-Term Care
> Financing to donors of $150 per year or more.  We'll track and report to
> you news and analysis regarding long-term care financing, service
delivery,
> and research.  We hope The LTC E-Alerts will help you attain and maintain
a
> high level of knowledge and competency in this complex field.  The Center
> for Long-Term Care Financing is a 501(c)(3) charitable, nonprofit
> organization dedicated to ensuring quality LTC for all Americans
> (http://www.centerltc.org/).
>
> A formatted version of today's LTC E-Alert is available at
> http://www.centerltc.org/members/e-alerts/ltc_ea3-058.htm