[LTPC-disc] Conference Call

Deb McCarthy ltpc-disc@ltpcalums.com
Tue, 10 Jun 2003 21:34:30 -0400


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IN THE IMMORTAL WORDS OF MPK .....AMEN THIS ONE TOO !

DEB
  ----- Original Message -----=20
  From: Jon Christopher=20
  To: ltpc-disc@ltpcalums.com=20
  Sent: Tuesday, June 10, 2003 5:53 PM
  Subject: [LTPC-disc] Conference Call


  Hey Doug,

  As I've read and re-read the contract, I don't really see any gray =
area about the vesting schedule.  I agree with many of the folks who =
have responded to your message that the company really does have a moral =
issue that should be larger than the ink on the contract, but it is what =
it is.

  The largest issue that I see for me personally, which I have discussed =
with numerous agents, and ALL are in agreement, is the right to service =
what we sold.  For Progeny to not allow us to service our existing =
clients is absolute stupidity.  I also believe that due to promises that =
I have made in the home, that I would be liable to some of these clients =
should that type of ugly legal stuff ever rear it's head.  When I first =
heard of this ridiculous policy, I just flat stopped selling, which has =
seriously hurt my personal finances, but at that point I just wanted to =
get as much through the pipeline as possible before the 20th, and then =
move on to bigger & better things.=20

  All I really want though is for them to wise up, open their eyes, and =
let us continue to service our clients.  It's a win/win situation that =
poses no threat to Progeny, especially if we inform these clients that =
we are no longer employed by LTPC, but now work for XYZ Brokerage, but =
are still the agent of record, and are still the ones to call should =
problems/questions/claims arise from their LTC policy.  That's why =
insurance companies pay renewals, so that the agents will help them keep =
the business on the books.  DUH!  Whoever made the decision to take the =
agents out of the loop must have been dropped on their head when they =
were a baby.

  I believe that Progeny's attitude will EXPLODE in their face come =
January of 2005 after the 18 month non-compete agreement is exhausted, =
and EVERY agent goes out and replaces the policies that they sold while =
at LTPC because of Progeny's ignorant attitude.  I can't begin to tell =
you of the number of UN-vested agents who are doing that right now.  =
What have they got to loose?  Had Progeny just vested everyone at some =
level or another, everyone would be happy and just keep servicing a =
block of business that would continue making Progeny money for years to =
come.  As it is now, I think that they are going to loose a HUGE amount =
of this business over the next 2 years. =20

  I'm lucky enough to be vested, so the only real ITEM that burns me up =
is not being able to service my clients.  My whole sales call and =
presentation is based on service & trust, and this really makes me look =
like a liar to many of those who I call not only clients, but friends.

  Good luck with your call and if I can be of any assistance to you, =
just let me know.

  Jon Christopher
  jondc@xmission.com
  (801)544-5988

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<STYLE></STYLE>
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<BODY bgColor=3D#ffffff>
<DIV><FONT face=3DArial size=3D2>IN THE IMMORTAL WORDS OF MPK .....AMEN =
THIS ONE TOO=20
!</FONT></DIV>
<DIV><FONT face=3DArial size=3D2></FONT>&nbsp;</DIV>
<DIV><FONT face=3DArial size=3D2>DEB</FONT></DIV>
<BLOCKQUOTE dir=3Dltr=20
style=3D"PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; =
BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT: 0px">
  <DIV style=3D"FONT: 10pt arial">----- Original Message ----- </DIV>
  <DIV=20
  style=3D"BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: =
black"><B>From:</B>=20
  <A title=3Djondc@xmission.com href=3D"mailto:jondc@xmission.com">Jon=20
  Christopher</A> </DIV>
  <DIV style=3D"FONT: 10pt arial"><B>To:</B> <A =
title=3Dltpc-disc@ltpcalums.com=20
  href=3D"mailto:ltpc-disc@ltpcalums.com">ltpc-disc@ltpcalums.com</A> =
</DIV>
  <DIV style=3D"FONT: 10pt arial"><B>Sent:</B> Tuesday, June 10, 2003 =
5:53=20
PM</DIV>
  <DIV style=3D"FONT: 10pt arial"><B>Subject:</B> [LTPC-disc] Conference =

Call</DIV>
  <DIV><BR></DIV>
  <DIV><FONT face=3DArial size=3D2>Hey Doug,</FONT></DIV>
  <DIV><FONT face=3DArial size=3D2></FONT>&nbsp;</DIV>
  <DIV><FONT face=3DArial size=3D2>As I've read and re-read the =
contract, I don't=20
  really see any gray area about the vesting schedule.&nbsp; I agree =
with many=20
  of the folks who have responded to&nbsp;your message that the company =
really=20
  does have a moral issue that should be larger than the ink on the =
contract,=20
  but it is what it is.</FONT></DIV>
  <DIV><FONT face=3DArial size=3D2></FONT>&nbsp;</DIV>
  <DIV><FONT face=3DArial size=3D2>The largest issue that I see for me =
personally,=20
  which I have discussed with numerous agents, and ALL are in agreement, =
is the=20
  right to service what we sold.&nbsp; For Progeny to not allow us to =
service=20
  our existing clients is absolute stupidity.&nbsp; I also believe that =
due to=20
  promises that I have made in the home, that I would be liable to some =
of these=20
  clients should that type of ugly legal stuff ever rear it's =
head.&nbsp; When I=20
  first heard of this ridiculous policy, I just flat stopped selling, =
which has=20
  seriously hurt my personal finances,&nbsp;but at that point I =
just&nbsp;wanted=20
  to get as much through the pipeline as possible before the 20th, and =
then move=20
  on to bigger &amp; better things.&nbsp;</FONT></DIV>
  <DIV>&nbsp;</DIV>
  <DIV><FONT face=3DArial size=3D2>All I really want though is for them =
to wise up,=20
  open their eyes, and let us continue to service our clients.&nbsp; =
It's a=20
  win/win situation&nbsp;that poses no threat to Progeny, especially if =
we=20
  inform these clients that we are no longer employed by LTPC, but now =
work for=20
  XYZ Brokerage, but are still the agent of record, and are still the =
ones to=20
  call should problems/questions/claims arise from their LTC =
policy.&nbsp;=20
  That's why insurance companies pay renewals, so that the agents will =
help them=20
  keep the business on the books.&nbsp; DUH!&nbsp; Whoever made the =
decision to=20
  take the agents out of the loop must have been dropped on their head =
when they=20
  were a baby.</FONT></DIV>
  <DIV><FONT face=3DArial size=3D2></FONT>&nbsp;</DIV>
  <DIV><FONT face=3DArial size=3D2>I believe that Progeny's attitude =
will EXPLODE in=20
  their face come January of 2005 after the 18 month non-compete =
agreement is=20
  exhausted, and EVERY agent goes out and replaces the policies that =
they sold=20
  while at LTPC because of Progeny's ignorant attitude.&nbsp; I can't =
begin to=20
  tell you of the number of UN-vested agents who are doing that right =
now.&nbsp;=20
  What have they got to loose?&nbsp; Had Progeny just vested everyone at =
some=20
  level or another, everyone would be happy and just keep servicing a =
block of=20
  business that would continue making Progeny money for years to =
come.&nbsp; As=20
  it is now, I think that they are going to loose a HUGE amount of this =
business=20
  over the next 2 years.&nbsp; </FONT></DIV>
  <DIV><FONT face=3DArial size=3D2></FONT>&nbsp;</DIV>
  <DIV><FONT face=3DArial size=3D2>I'm lucky enough to be vested, so the =
only real=20
  ITEM that burns me up is not being able to service my clients.&nbsp; =
My whole=20
  sales call and presentation is based on service &amp; trust, and this =
really=20
  makes me look like a liar to many of those who I call not only =
clients, but=20
  friends.</FONT></DIV>
  <DIV><FONT face=3DArial size=3D2></FONT>&nbsp;</DIV>
  <DIV><FONT face=3DArial size=3D2>Good luck with your call and if I can =
be of any=20
  assistance to you, just let me know.</FONT></DIV>
  <DIV><FONT face=3DArial size=3D2></FONT>&nbsp;</DIV>
  <DIV><FONT face=3DArial size=3D2>Jon Christopher<BR><A=20
  =
href=3D"mailto:jondc@xmission.com">jondc@xmission.com</A><BR>(801)544-598=
8</FONT></DIV></BLOCKQUOTE></BODY></HTML>

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